Understanding Co-Pays vs. Coinsurance: Making Sense of Your Health Insurance Costs

While we often associate exercise with physical gains, it's important to recognize the remarkable impact it can have on mental and emotional well-being. According to the Centers for Disease Control and Prevention (CDC), exercise can do wonders for your mood and mental health by helping to reduce stress, anxiety, depression, and loneliness. Perhaps more impressively, exercise can also enhance your memory, attention, and creativity. But even with all the benefits exercise has to offer, adults over the age of 60 typically take part in half the amount of exercise as their middle-aged counterparts, according to the Department of Health and Human Services. So, what are the barriers preventing seniors from getting the exercise they need? Today we look at the three highest exercise hurdles seniors face and how to overcome them. Lack of Time: The clock seems to speed up as we age, leaving us grappling for extra minutes in the day. Fortunately, exercise doesn't always require lengthy sessions at the gym. Instead, focus on incorporating physical activity into your daily routine. For example, take a brisk walk during your lunch break or engage in some gentle stretching before starting your day. Remember, small bursts of activity can accumulate to create a meaningful impact on your overall fitness. Pain and Discomfort: Most of us will feel the inevitable aches and pains that accompany the passage of time. It's no secret that joint stiffness and muscle soreness can hinder our exercise endeavors. However, it's important to remember that motion is lotion for the body. Gentle exercises like yoga, swimming, or cycling can offer low-impact alternatives, minimizing strain on joints while keeping you active. Lack of Social Support: Exercising alone can sometimes feel like embarking on a solitary adventure. However, the power of exercising in a group can make all the difference. Reach out to friends, family, or even local community centers to find exercise buddies who share your goals and interests. Joining a group fitness class or engaging in outdoor activities with like-minded individuals not only fosters a sense of camaraderie but also provides the necessary motivation to keep pushing forward. Exercise holds the key to unlocking a world of physical and mental well-being for individuals aged 60 and above. By acknowledging and addressing common barriers such as lack of time, pain and discomfort, and lack of social support, we can overcome these obstacles and embrace an active lifestyle. Of course, every journey begins with taking the first step. So, kick-start your exercise regime by taking one step at a time. Remember, age is just a number, and with the power of exercise, the best is yet to come!

Resilience, as defined by the American Psychological Association, is the ability to adapt well in the face of adversity, trauma, or significant stress. As we age, resilience becomes increasingly important. It's not just about surviving difficult experiences, but about adapting and thriving to emerge stronger and integrate the lessons learned. Why is resilience important as we age? It's born out of the 'paradox of old age’ in which, despite physical declines and losses, older adults often report feeling content and have lower rates of psychopathology than the general population. This resilience contributes to healthier, happier individuals and communities. So, how can we enhance our resilience as we age? Here are some practical steps: Get Connected: Building strong, positive relationships with loved ones and friends can provide needed support and acceptance in both good and bad times. Volunteering or joining a faith or spiritual community can also establish important connections. Make Every Day Meaningful: Having a sense of purpose can help you find meaning in life’s challenges. With a defined purpose, you’ll be more motivated to learn from past experiences and keep going. Learn from Experience: Reflect on how you’ve coped with hardships in the past. Consider the skills and strategies that helped you through rough times. Writing about past experiences in a journal can help identify behavior patterns and guide future behavior. Remain Optimistic: Accepting change is easier if you remain optimistic and hopeful about your life. Take Care of Yourself: This includes getting enough sleep, eating a nutritious diet, and engaging in regular physical activity. Embrace Change: Flexibility is an essential part of resilience. By learning how to be more adaptable, you’ll be better equipped to respond when faced with a life crisis. Be Proactive: Don’t ignore your problems. Instead, figure out what needs to be done, make a plan, and take action. Maintain Perspective: Even when facing painful events, try to consider the stressful situation in a broader context and keep a long-term perspective. Nurture a Positive View of Yourself: Believe in your abilities and strengths. Seek Help When Needed: It's okay to ask for help. You don't have to do it all alone. By practicing these steps, we can enhance our resilience, leading to a more empowered, engaged, and resilient life as we age.